Banking Services

Personal Loans

We help you meet your desired needs and wants with our personalized loans. No matter what your needs are, we are here for you. Do you need constant cash support, month in and month out? With longer-tenure credit, flexible payment plans, and lower equity, banking with us is a rewarding relationship that enables you to enjoy the good things from our Bank.

Business Loans and Overdrafts

Personal Overdraft is a short-term facility that allows you to overdraw your current account for 6 months, up to a maximum amount of XXX million. You repay only 5% of the amount borrowed every 30 days when your salary is paid.

  • Benefits:
    • Assisted in managing your finances with a 5% monthly repayment
    • Access to money when your account funds are insufficient
    • Flexible, structured, and convenient repayment terms
    • Competitive interest rate
  • Target Audience:
    • Executives, partners, and mid-level management staff
    • Individuals with salaries paid through China Dasheng for at least 3 months
    • Individuals with no history of insufficient fund cheques
  • How to Apply:
    • Complete China Dasheng Loan Application Forms
    • Submit your application to the Customer Service Officer in our branch

Overdraft Facilities

The China Dasheng Overdraft Facility allows your business to overdraw on your China Dasheng Business Account, providing access to additional funds when your balance is low.


  • Applicants must be at least 18 years of age
  • At least three years’ experience operating the same or a similar business
  • Business must be located within a location served by any China Dasheng branch
  • Business must have a steady cash flow
  • Applicants must have a proper recording system and demonstrate business profitability
  • Applicants must have a premise (owned or rented)
  • Borrower must have a business license/permit
  • Applicants must have a good reputation
  • Applicants must open a China Dasheng Business Account or NMB Business Account Plus with China Dasheng

For further assistance, contact your nearest China Dasheng branch or call +255 222 127 586.